Girl Scout troops are Girl Led.  This means that the girls make age appropriate decisions about what to do and how to spend their money.

As with other Girl Scout activities, girls build their financial savvy as they get older. Every girl will be different, but here you’ll find some examples of the abilities and opportunities for progression of girls at each grade level.

• Daisies
  The troop volunteers handle money, keep financial records, and do the group budget.
• Girls can participate in the official product sales to help raise money for their adventures.
• Daisies are always paired with a volunteer during the product sales.  Girls do the asking and deliver the product but the volunteer handles the money and keeps the girls safe.
• Girls should be given the opportunity to practice identifying money and counting back change with an adult during each transaction.
• Troop volunteers decide what the troop dues will be and what the money will be used for.

Brownies

• The troop volunteers handle the money, keep financial records, and share some of the group-budgeting decisions with the girls.
• Girls discuss the cost of activities (supplies, fees, transportation, rentals, etc.) with guidance from the volunteers.
• Knowing the costs of their chosen activities, the girls work with troop volunteers to set a group goal for the official product sales.
• Knowing the group goal, girls set their own personal goals for the official product sales.
• Knowing what the troop dues pay for, the girls or the volunteers may decide what the troop dues will be.

Juniors

• The group volunteers retain overall responsibility for long-term budgeting and record-keeping but share or delegate other financial responsibilities to the girls.
• Girls set troop and personal goals for the product sales.
• Girls decide on troop dues.  A girl is appointed to collect it and record it, keeping track of money that is spent from the troop dues.
• Working with the troop volunteers, girls create their own budget for short-term and long-term goals, including camping, special events, projects, and their Bronze Award.

Cadettes, Seniors, and Ambassadors

• Girls estimate costs based on plans.
• Girls determine the amount of troop dues and the scope of any money-earning activities.
• Girls set troop and personal goals for the official product sales.
• Girls create their own budget, including travel, camping, events, and leadership projects.
• Girls may be involved in seeking donations of materials for Take Action projects, with Council Approval.
• Girls keep their own financial records and report to the group.